Risk Control

The Fund offers several valuable core services are tailored to the members’ risk management needs. Following is an overview of some of the many things the Fund provides.  These are services and features are unique to the Fund, and are not available through other insurance providers.

Legal Consultation

A legal loss prevention consultation service is available to all members through a toll-free number.  This service is provided by Fund attorneys who have extensive experience with community centers and Texas public entities.  The objectives of this program are to provide specialized legal advice to assist the Fund and members in limiting liability.  Services related to liability issues include consultations and meetings with community center staff consortia and with staff of individual centers on questions and concerns related to employment, governance, contract and professional liability issues. Legal consultation is provided by a senior attorney with employment law, center governance and a psychiatric nursing background.

Risk Control Services

Professional risk control consultants provide site surveys, claims analysis, safety training, van driver training, defensive driver training, safety committee coaching, remote site safety training and consulting for members on specific safety matters and programs. Risk control consultants can help with safety program design, evaluation of new construction and remodeling for life safety codes and are well versed in the safety requirements as part of Joint Commission certification. They develop and present the topics in the annual safety seminars and conduct accident investigations.

Risk Management Consultations

Risk management consultations are a unique service that the Fund provides for its members.  Risk management consulting is provided by a risk management consultant with over twenty years of risk management consulting experience. A risk management review examines member systems in place to prevent losses from

  • Employee injury
  • Automobile accidents
  • Injury or damage to consumers or members of the public
  • Financial loss
  • Loss from employment practices lawsuits
  • Property loss
  • Catastrophic loss
  • Damage to Reputation

The review includes extensive on site interviews with management and other staff members. Visits to selected facilities; review of risk management programs and systems; analysis of loss history; and review of coverage documents, limits of liability, deductibles, and endorsements.  Member contracts with vendors and certificates of insurance are also examined for effective risk transfer.

Each consultation culminates in a report to management that details findings and makes recommendations for improvement.  The recommendations are offered with the Fund’s pledge of assistance in their implementation.  The report is presented to the center’s management team and governing board, if desired.  Follow-up visits and involvement help address the needs identified in the report or any additional risk management issues for which the center needs assistance.