The Fund offers workers' compensation coverage with benefits as set forth in the Texas Labor Code, as is the case with standard market insurance companies and other self-insurance pools. Workers' compensation covers medical bills and income benefits should an employee sustain an on-the-job injury.

As an alternative to the standard, guaranteed cost, workers' compensation coverage, the Fund offers a Minimum Contribution Plan (MCP).  Under the MCP, member contributions are determined based on actual member losses for a given year, subject to maximum and minimum amounts.